Current Rates
Type Minimum Deposit to Open Variable Interest Rate APY* Interest Frequency Early Withdrawal Penalty
Type
Regular Savings**
Minimum Deposit to Open
$50.00
Variable Interest Rate
0.05%
APY*
0.05%
Interest Frequency
Quarterly
Early Withdrawal Penalty
none
Type
Youth Achievement Account**
Minimum Deposit to Open
$0.00
Variable Interest Rate
0.25%
APY*
0.25%
Interest Frequency
Quarterly
Early Withdrawal Penalty
none

Rates effective as of 07/18/2024.
*APY = Annual Percentage Yield
**Interest rate is variable and may change after the account is opened.
See account disclosures for additional account information.

PLEASE NOTE:  APY assumes interest remains on deposit.  A withdrawal or fees could reduce earnings.  A penalty will be imposed for early withdrawal.  Rate changes are made at the Bank’s discretion.  Rates are subject to change without notice.

Benefits
  • Interest credited quarterly
  • $50 minimum balance to avoid a $3.00 quarterly service charge (waived for minors)
  • Free e-statementsonline, and mobile banking
  • $50 minimum to open
  • Up to six monthly withdrawals/transfers allowed

Open your account today at Flanagan State Bank, where we treat you like family. Contact us or visit a branch to get started.