Current Rates

Rates effective as of 07/18/2024.
*APY = Annual Percentage Yield
**Interest rate is variable and may change after the account is opened.
See account disclosures for additional account information.

PLEASE NOTE:  APY assumes interest remains on deposit.  A withdrawal or fees could reduce earnings.  A penalty will be imposed for early withdrawal.  Rate changes are made at the Bank’s discretion.  Rates are subject to change without notice.

Type Minimum Deposit to Open Minimum Deposit to Open and Obtain APY* Variable Interest Rate APY* Interest Frequency Early Withdrawal Penalty
Type
Money Market**
Minimum Deposit to Open
$2,500
Minimum Deposit to Open and Obtain APY*
Less than $10,000.00
Variable Interest Rate
0.22%
APY*
0.22%
Interest Frequency
Monthly
Early Withdrawal Penalty
none
Type
Minimum Deposit to Open
Minimum Deposit to Open and Obtain APY*
$10,000.00 - $24,999.99
Variable Interest Rate
0.35%
APY*
0.35%
Interest Frequency
Monthly
Early Withdrawal Penalty
none
Type
Minimum Deposit to Open
Minimum Deposit to Open and Obtain APY*
$25,000.00 - $49,999.99
Variable Interest Rate
0.50%
APY*
0.50%
Interest Frequency
Monthly
Early Withdrawal Penalty
none
Type
Minimum Deposit to Open
Minimum Deposit to Open and Obtain APY*
$50,000 and Over
Variable Interest Rate
0.65%
APY*
0.65%
Interest Frequency
Monthly
Early Withdrawal Penalty
none
Account Benefits
Requirements
  • Minimum deposit of $2,500 to open
  • Maintain a $1,000 minimum balance to avoid fees
  • Over six transactions a month may result in account conversion to checking
Find the best money market accounts in Central Illinois!

Visit one of our Central Illinois Locations or call in to your local branch to start benefiting from our Money Market Investment Accounts.