Rates effective as of 07/18/2024.
*APY = Annual Percentage Yield
**Interest rate is variable and may change after the account is opened.
See account disclosures for additional account information.
PLEASE NOTE: APY assumes interest remains on deposit. A withdrawal or fees could reduce earnings. A penalty will be imposed for early withdrawal. Rate changes are made at the Bank’s discretion. Rates are subject to change without notice.
| Type | Minimum Deposit to Open | Variable Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
Type Interest Checking** | Minimum Deposit to Open $1,000.00 | Variable Interest Rate 0.05% | APY* 0.05% | Interest Frequency Monthly | Early Withdrawal Penalty
none
|
Type Business Interest Checking** | Minimum Deposit to Open $2,500.00 | Variable Interest Rate 0.03% | APY* 0.03% | Interest Frequency Monthly | Early Withdrawal Penalty
none
|
*Visa is a registered trademark of Visa International Service Association.
Visit one of our Central Illinois Locations or call in to your local branch to learn more.
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