Rates effective as of 07/18/2024.
*APY = Annual Percentage Yield
**Interest rate is variable and may change after the account is opened.
See account disclosures for additional account information.
PLEASE NOTE: APY assumes interest remains on deposit. A withdrawal or fees could reduce earnings. A penalty will be imposed for early withdrawal. Rate changes are made at the Bank’s discretion. Rates are subject to change without notice.
| Term | Minimum Deposit to Open & Obtain APY* | Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
Term 6 Month | Minimum Deposit to Open & Obtain APY* $10,000.00 | Interest Rate 4.52% | APY* 4.60% | Interest Frequency 3 Months | Early Withdrawal Penalty
91 Days
|
| Term | Minimum Deposit to Open & Obtain APY* | Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
Term 6 Month | Minimum Deposit to Open & Obtain APY* $50,000.00 | Interest Rate 4.28% | APY* 4.35% | Interest Frequency 3 Months | Early Withdrawal Penalty
91 Days
|
Term 6 Month | Minimum Deposit to Open & Obtain APY* $100,000.00 | Interest Rate 4.38% | APY* 4.45% | Interest Frequency 3 Months | Early Withdrawal Penalty
91 Days
|
Term 6 Month | Minimum Deposit to Open & Obtain APY* $250,000.00 | Interest Rate 4.52% | APY* 4.60% | Interest Frequency 3 Months | Early Withdrawal Penalty
91 Days
|
| Minimum Deposit to Open | Variable Interest Rate | APY* | |
|---|---|---|---|
Balances up to $10,000.00 (when qualifications are met) | Minimum Deposit to Open $50 | Variable Interest Rate 1.60% | APY* 1.60% |
Balances over $10,000.00 (when qualifications are met) | Minimum Deposit to Open $50 | Variable Interest Rate 0.15% | APY* 1.60% to 0.15%
|
All balances if qualifications are not met | Minimum Deposit to Open $50 | Variable Interest Rate 0.03% | APY* 0.03%
|
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
| Minimum Deposit to Open | Variable Interest Rate | APY* | |
|---|---|---|---|
Balances up to $10,000.00 (when qualifications are met) | Minimum Deposit to Open $50 | Variable Interest Rate 0.30% | APY*
0.30% |
Balances over $10,000.00 (when qualifications are met) | Minimum Deposit to Open $50 | Variable Interest Rate 0.15% | APY*
0.30% to 0.15%
|
All balances if qualifications are not met | Minimum Deposit to Open $50 | Variable Interest Rate 0.03% | APY*
0.03% |
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back account each monthly qualification cycle:
| Term | Minimum Deposit to Open & Obtain APY* | Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
Term 1 Month | Minimum Deposit to Open & Obtain APY* $50,000.00 | Interest Rate 3.94% | APY* 4.00% | Interest Frequency 1 Month | Early Withdrawal Penalty
30 Days
|
Term 3 Month | Minimum Deposit to Open & Obtain APY* $5,000.00 | Interest Rate 2.88% | APY* 2.91% | Interest Frequency 3 Months | Early Withdrawal Penalty
91 Days
|
Term 6 Month | Minimum Deposit to Open & Obtain APY* $1,000.00 | Interest Rate 2.09% | APY* 2.11% | Interest Frequency 3 Months | Early Withdrawal Penalty
91 Days
|
Term 9 Month | Minimum Deposit to Open & Obtain APY* $5,000.00 | Interest Rate 2.23% | APY* 2.25% | Interest Frequency 3 Months | Early Withdrawal Penalty
91 Days
|
Term 12 Month | Minimum Deposit to Open & Obtain APY* $500.00 | Interest Rate 2.42% | APY* 2.44% | Interest Frequency 3 Months | Early Withdrawal Penalty
91 Days
|
Term 18 Month | Minimum Deposit to Open & Obtain APY* $5,000.00 | Interest Rate 2.20% | APY* 2.22% | Interest Frequency 3 Months | Early Withdrawal Penalty
182 Days
|
Term 24 Month | Minimum Deposit to Open & Obtain APY* $1,000.00 | Interest Rate 2.20% | APY* 2.21% | Interest Frequency 6 Months | Early Withdrawal Penalty
182 Days
|
Term 36 Month | Minimum Deposit to Open & Obtain APY* $1,000.00 | Interest Rate 1.94% | APY* 1.95% | Interest Frequency 6 Months | Early Withdrawal Penalty
365 Days
|
Term 60 Month | Minimum Deposit to Open & Obtain APY* $1,000.00 | Interest Rate 1.76% | APY* 1.77% | Interest Frequency 6 Months | Early Withdrawal Penalty
365 Days
|
| Term | Minimum Deposit to Open & Obtain APY* | Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
Term 12 Month | Minimum Deposit to Open & Obtain APY* $500.00 | Interest Rate 2.42% | APY* 2.43% | Interest Frequency 6 Months | Early Withdrawal Penalty
91 Days
|
Term 24 Month | Minimum Deposit to Open & Obtain APY* $500.00 | Interest Rate 2.20% | APY* 2.21% | Interest Frequency 6 Months | Early Withdrawal Penalty
182 Days
|
Term 36 Month | Minimum Deposit to Open & Obtain APY* $500.00 | Interest Rate 1.94% | APY* 1.95% | Interest Frequency 6 Months | Early Withdrawal Penalty
365 Days
|
Term 60 Month | Minimum Deposit to Open & Obtain APY* $500.00 | Interest Rate 1.76% | APY* 1.77% | Interest Frequency 6 Months | Early Withdrawal Penalty
365 Days
|
Term Variable** | Minimum Deposit to Open & Obtain APY* $100.00 | Interest Rate 2.42% | APY* 2.44% | Interest Frequency 3 Months | Early Withdrawal Penalty
30 Days
|
| Type | Minimum Deposit to Open | Variable Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
Type Regular Savings** | Minimum Deposit to Open $50.00 | Variable Interest Rate 0.05% | APY* 0.05% | Interest Frequency Quarterly | Early Withdrawal Penalty
none |
Type Youth Achievement Account** | Minimum Deposit to Open $0.00 | Variable Interest Rate 0.25% | APY* 0.25% | Interest Frequency Quarterly | Early Withdrawal Penalty
none |
| Type | Minimum Deposit to Open | Minimum Deposit to Open and Obtain APY* | Variable Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|---|
Type Money Market** | Minimum Deposit to Open $2,500 | Minimum Deposit to Open and Obtain APY* Less than $10,000.00 | Variable Interest Rate 0.22% | APY* 0.22% | Interest Frequency Monthly | Early Withdrawal Penalty
none
|
Type | Minimum Deposit to Open | Minimum Deposit to Open and Obtain APY* $10,000.00 - $24,999.99 | Variable Interest Rate 0.35% | APY* 0.35% | Interest Frequency Monthly | Early Withdrawal Penalty
none
|
Type | Minimum Deposit to Open | Minimum Deposit to Open and Obtain APY* $25,000.00 - $49,999.99 | Variable Interest Rate 0.50% | APY* 0.50% | Interest Frequency Monthly | Early Withdrawal Penalty
none
|
Type | Minimum Deposit to Open | Minimum Deposit to Open and Obtain APY* $50,000 and Over | Variable Interest Rate 0.65% | APY* 0.65% | Interest Frequency Monthly | Early Withdrawal Penalty
none
|
| Type | Minimum Deposit to Open | Variable Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
Type Interest Checking** | Minimum Deposit to Open $1,000.00 | Variable Interest Rate 0.05% | APY* 0.05% | Interest Frequency Monthly | Early Withdrawal Penalty
none
|
Type Business Interest Checking** | Minimum Deposit to Open $2,500.00 | Variable Interest Rate 0.03% | APY* 0.03% | Interest Frequency Monthly | Early Withdrawal Penalty
none
|
| Type | Minimum Deposit to Open | Variable Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
Type HSA Checking** | Minimum Deposit to Open $25 minimum opening deposit + $20 setup fee | Variable Interest Rate 0.15% | APY* 0.15% | Interest Frequency Monthly | Early Withdrawal Penalty
none |
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