Personal Savings
Build your emergency fund or save for something special with our Personal Savings account. Easily transfer money from checking and grow your savings with competitive interest rates and convenient access.
Current Rates
Rates effective as of 10/21/2024.
*APY = Annual Percentage Yield
**Interest rate is variable and may change after the account is opened.
See account disclosures for additional account information.
PLEASE NOTE: APY assumes interest remains on deposit. A withdrawal or fees could reduce earnings. A penalty will be imposed for early withdrawal. Rate changes are made at the Bank’s discretion. Rates are subject to change without notice.
Savings Accounts
| Type | Minimum Deposit to Open | Variable Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
| Regular Savings** | $50.00 | 0.05% | 0.05% | Quarterly | none |
| Youth Achievement Account** | $0.00 | 0.25% | 0.25% | Quarterly | none |
Benefits:
- Interest credited quarterly
- $50 minimum balance to avoid a $3.00 quarterly service charge (waived for minors)
- Free e-statements, online, and mobile banking
- $50 minimum to open
- Up to six monthly withdrawals/transfers allowed
Open your account today at Flanagan State Bank, where we treat you like family. Contact us or visit a branch to get started.
