Operating Loans
Flanagan State Bank is dedicated to supporting our local farmers by offering services that provide a competitive edge. We emphasize cash flow analysis in loan decisions to help improve your business.
FSA Operating Loans/Machinery Programs
In Central Illinois, Farm Service Agency (FSA) guaranteed loan programs offer reduced interest rates, including a 4% interest rate reduction for qualified borrowers needing operating or machinery loans. These loans, backed by the federal government, help farmers with tighter cash flows invest in their operations without requiring a family guarantor or co-signer.
Summary
- Low-rate loans for various agricultural needs
- Affordable payment plans
- Local decision-making for faster approvals
- Experienced lenders familiar with the Central Illinois agriculture market
Whether you have questions or are ready to get started, reach out to a member of our Ag Lending Family or contact us to learn more.
