301 West Falcon Highway
Flanagan, IL 61740
Monday – Wednesday: 8:30am – 4:00pm
Thursday: 8:30am – noon
Friday: 8:30am – 5:00pm
Saturday: 8:30am – noon
Flanagan State Bank has been family-owned since the 1930s and has been dedicated to serving our community with the personalized service you deserve. When it comes to mortgage loans, we combine that “small-town feel” with all the tools and expertise of a big bank to make your homeownership dreams a reality.
Whether you’re buying your first home, upgrading to your next, or refinancing, our team is here to guide you every step of the way. You’ll enjoy exceptional service, competitive loan options, and a seamless process from start to finish. Visit our beautiful, prairie-style building on Rt. 116, where you’ll be greeted warmly, and let’s get started on finding the mortgage loan that’s right for you.
NMLS #: 441632
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Doug Carls was born and raised in Flanagan, Illinois. Doug graduated from Illinois State University in 2000 with a major in Finance. He joined Flanagan State Bank as a Loan Officer in 1999 and currently works out of the main office in Flanagan.
Doug is also a licensed realtor and enjoys helping people find the right home to fit their needs. He is involved with a variety of things in the community, participating as a member in local clubs, and serving on the Board of Directors for several businesses. He enjoys fixing up homes in his spare time. Doug currently resides in Flanagan with his wife, Amber, and their two children.