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Equipment Loans

As farming evolves, so do your equipment needs. Our equipment loans offer an affordable solution for purchasing or upgrading machinery to keep your operation moving forward. Our local lenders work closely with you to establish suitable terms and secure the best possible rates. Apply today to keep your farm running smoothly.

FSA Operating Loans/Machinery Programs

Farm Service Agency (FSA) guaranteed loan programs in Central Illinois provide reduced interest rates for beginning farmers and those with tighter cash flows. Qualified borrowers can receive a 4% interest rate reduction, with loan limits per borrower. These federally guaranteed loans do not require a family guarantor or co-signer.

Summary

  • Finance new or upgraded equipment to enhance productivity
  • Receive funds upfront with low rates and flexible terms
  • Easy application process with personalized support
  • Dedicated Ag consultant for all your questions
  • Customized break-even analysis provided
  • Free “Farming with a Future” newsletter for ongoing education
  • After-hours availability and in-house processing for faster service
  • Friendly, attentive support from our team

Whether you have questions or are ready to get started, reach out to a member of our Ag Lending Family or contact us to learn more.