Welcome to Flanagan State Bank in Spencer! Opened in 2018, you can find us between Jimmy John’s and Anytime Fitness. If you’re looking for mortgage lenders in Spencer, IA, stop in and meet our welcoming and knowledgeable loan officers. You can expect an industrial feel with a cozy environment. We pride ourselves on welcoming anyone that comes through the door. You’ll love our original hardwood floors and the original brick accents on our walls. Our tall ceilings will make you feel like you’re in a grand place, but our decor will make you feel right at home!
At Flanagan State Bank, we specialize in down payment assistance, 0% down payment loans, creative financing, and helping clients with their credit. As a local lender, we strive to be an asset to our communities. This location belongs to the Sioux Central Booster Club and we support local organizations when the opportunity arises.
We offer a complete menu of home mortgage loans. Have questions or are you ready to apply for a new mortgage loan today? Give us a call or visit us today!
NMLS # 1596702
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Tayler is a Senior Loan Officer with Flanagan State Bank. Tayler has six years lending experience and specializes in USDA, VA, FHA, and Conventional Loans. She can help you with all types of residential loans including Conventional Loans, FHA loans, VA loans, and USDA loans.
When it comes to being a lender, Tayler finds every transaction gratifying. No clients finances are the same as the next clients, so she loves figuring out what will work best for each client. Helping people with such an important purchase in their life is what puts a smile on Tayler’s face on closing days.
Tayler’s advice for new customers is to:
“Never let a question go unanswered and feel free to come to us with any questions or concerns. I always want to make sure my clients know exactly what is going on throughout the whole process and to understand why we do the things that we do. I want them to walk away on closing day with a smile on their face and all their questions answered.”
Tayler lives in Sioux Rapids with her husband and holds a Liberal Arts degree from DMACC.
NMLS # 1632590
Julie Lee is a credit repair specialist at Flanagan State Bank! She enjoys working with borrowers and assisting them with improving their credit scores in order to qualify for a home loan. She takes great pride in her work and loves to help her community grow.
Julie advises her clients to work with her to set up a game plan to improve your credit score, which will make it much easier to qualify for a home loan in the future!
She lives in Waverly with her husband Randy and their three children!
NMLS # 1926160
Teresa joined Flanagan State Bank as a Mortgage Loan Officer in 2019. She specializes in FHA, VA, Conventional, and USDA home loans. Teresa’s favorite part of the job is helping first-time buyers achieve their dreams of becoming homeowners. Her advice for prospective borrowers is to become knowledgeable about all the loan programs you may be eligible for by working with a lender that takes the time to explain the loan process.
Teresa lives in Cedar Falls with her family and enjoys reading, spending time with family, and antiquing in her spare time. She also volunteers with her church and belongs to Grow Cedar Valley and Northeast Iowa Regional Board of Realtors.