Rates effective as of 07/18/2024.
*APY = Annual Percentage Yield
**Interest rate is variable and may change after the account is opened.
See account disclosures for additional account information.
PLEASE NOTE: APY assumes interest remains on deposit. A withdrawal or fees could reduce earnings. A penalty will be imposed for early withdrawal. Rate changes are made at the Bank’s discretion. Rates are subject to change without notice.
| Minimum Deposit to Open | Variable Interest Rate | APY* | |
|---|---|---|---|
Balances up to $10,000.00 (when qualifications are met) | Minimum Deposit to Open $50 | Variable Interest Rate 0.30% | APY*
0.30% |
Balances over $10,000.00 (when qualifications are met) | Minimum Deposit to Open $50 | Variable Interest Rate 0.15% | APY*
0.30% to 0.15%
|
All balances if qualifications are not met | Minimum Deposit to Open $50 | Variable Interest Rate 0.03% | APY*
0.03% |
In your Kasasa Cash or Kasasa Cash Back account each monthly cycle:
Want to learn more about Kasasa or ready to open a new account? Contact us or visit your nearest location to open a Kasasa Saver® account today!
*APY=Annual Percentage Yield. APYs accurate as of 01/01/2021. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $50 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.60%; and (3) balances over $10,000 earn 0.15% interest rate on the portion of the balance over $10,000, resulting in 1.60% – 0.15% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.03% APY. Qualifying transactions must post to and settle to the Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.30%; and (2) balances over $10,000 in Kasasa Saver earn 0.15% interest rate on portion of balance over $10,000, resulting in 0.30% – 0.15% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.30% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN.
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