Kasasa Cash Back

Earn 1.60% cash back on debit card purchases with free Kasasa Cash Back® checking. Plus, get nationwide ATM fee refunds. To earn rewards, just do the things that make banking easier, like signing up for e-statements and online banking.

Benefits of a Kasasa Cash Back Account
  • Free checking that pays 1.60% cash back on debit card purchases. Earn up to $6.40 back a month!*
  • Get refunds on ATM fees nationwide*
  • Link to Kasasa Saverabout kasasa saver® for automatic savings
  • Have Kasasa Cash Back rewards transferred to Saver
  • No minimum balance required to earn rewards
  • No monthly service fee
  • Free online banking & bill pay, plus free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • Unlimited check writing
  • $50.00 minimum opening deposit
How to Earn Rewards

To earn rewards, complete these actions each monthly cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and receive e-statement notice
  • Be enrolled in and log into online banking
Open Your account today!

Looking for a cash back checking account in Central Illinois? Visit one of our locations to open a Kasasa Cash Back account. Our team at Flanagan State Bank can help you find the right account for your needs.

*APY=Annual Percentage Yield. APYs accurate as of 01/01/2021. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash Back and $50 for Kasasa Saver. When monthly qualifications are met, you will receive 1.60% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6.40 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.30%; and (2) balances over $10,000 in Kasasa Saver earn 0.15% interest rate on the portion of the balance over $10,000, resulting in 0.30% – 0.15% APY depending on the balance. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.03% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN. Visa is a registered trademark of Visa International Service Association.